Welcome to Iberian Pacific

Fulfill your financial aspirations

We help families, professionals, and business owners simplify complexity and make confident decisions about wealth, tax, insurance, and legacy.1

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Who We Are

Built around your life,
not our quotas.

We help Canadians make confident financial decisions with objective recommendations and a simple promise: no pushy sales, just evidence-based strategy.

Transparent
Client-First
Evidence-Based
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100% Independent
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Why Choose Us

Independent Advice. Best-interest duty. Education first.

As an independent practice, we provide transparent, objective recommendations—rooted in your best interest. Our education-first approach ensures every client understands their options before taking action.

Independent Meeting

Independent & Objective

Free from corporate quotas or product bias. Our advice focuses solely on your goals, ensuring absolute clarity in every recommendation.

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Best-Interest Commitment

We’re accountable to you—not institutions. Every decision is backed by a documented process that puts your priorities and protection first.

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Education Before Action

Our conversations start with clarity—helping you understand strategies, tradeoffs, and next steps so you can make confident, informed choices.

Who We Serve

Guiding clients toward lasting wealth and peace of mind

We serve families, business owners, incorporated professionals, and complex insurance clients through clear, evidence-based solutions that adapts to life’s stages and challenges.1

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Families & Individuals

Helping families protect today and build for tomorrow with confidence and clarity.

  • Personalized financial guidance
  • Lifestyle & income protection insurance
  • Education saving & retirement strategies
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Business owner

Business Owners

Integrating corporate and personal strategies to protect your business, reward your team, and secure your legacy.

  • Business continuity and exit strategies
  • Executive retirement & compensation arrangements
  • Key person insurance & employee benefit programs
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Professional working

Incorporated Professionals

Coordinating personal and corporate strategies to help professionals protect income, manage tax, and build long-term financial independence.

  • Individual pension plans
  • Income protection & business continuity plans
  • Harnessing retained earnings for growth & retirement
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Difficult-to-Insure Cases

Tailored solutions for clients with complex health, lifestyle, or financial underwriting challenges.

  • Impaired-risk & high-net-worth life coverage
  • Specialty underwriting solutions
  • Coverage designed to protect income, family, and legacy
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Our Services

Integrated wealth, benefits, and legacy solutions—built around your life

Strategy first, products second. We coordinate portfolios, protection, and structures so every decision advances your goals today and your legacy tomorrow.

Wealth Investment

Wealth & Investment Management

Disciplined, tax-aware portfolios aligned to your situation with ongoing rebalancing and clear reporting.

  • Goals-based asset allocation
  • Risk and cash-flow management
  • Tax efficiency & rebalancing
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Insurance Benefits

Insurance & Individual Benefits

Right-sized protection to safeguard income, family, and lifestyle—without compromising growth.

  • Life, disability, critical illness
  • Health & dental benefits
  • Tax-efficient insurance strategies
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Corporate Benefits

Corporate Benefits & Executive Compensation

Attract, reward, and retain teams with smart benefits and executive solutions that scale with your business.

  • Group health & retirement (GRSP/DPSP)
  • Key person & buy–sell coverage
  • Executive bonus & retention plans
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Estate Legacy

Estate & Legacy

Structures that protect heirs, reduce tax, and reflect your values—coordinated with your legal advisors.

  • Wills & beneficiary coordination
  • Trusts & estate tax strategy
  • Philanthropy & planned giving
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Mutual funds are offered through Monarch Wealth Corporation. Insurance products and related services are provided through Lucas Gil as an independent licensed insurance advisor. “Iberian Pacific Financial Services” is a marketing name and not a registered trade name or corporate entity; all services are provided personally by Lucas Gil.

Your Next Step

Financial freedom starts here.

Ready when you are.

Book a complimentary 20-minute consultation. We’ll map immediate priorities and outline a strategic plan tailored to you.

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