Re-Underwrite
Previously Declined or Rated
Fresh carrier mix and a tighter narrative to improve outcomes.
Insurance Cases
When Coverage Is Tough to Place
Inclusive, case-by-case underwriting with multiple carriers. If you’ve been declined or received a rating before, we’ll re-position the file with a clear story.
Health History
Cardio / Metabolic / Past Diagnoses
Impaired-risk positioning for complex medical files.
Lifestyle
Aviation, Motorsports & Hazard Work
Questionnaire coaching and carrier selection that fits reality.
Life Stage
Applications Later in Life
Estate needs, policy replacements, and coverage refreshes.
Large Coverage
Jumbo Face Amounts & Business Needs
Buy–sell funding, key person, and collateral assignments.
Mobility
International Travel / Residency
Country guides and timelines to set expectations.
Underwriting
Build, Labs & Nicotine/Cannabis
Structure terms and layering to land acceptable offers.
Family
Care & Protection Priorities
Guardianship, dependants, and special-situation beneficiaries.
Insurance products offered via independent carriers. We coordinate with your medical, tax, and legal professionals as appropriate.
