About Iberian Pacific

Independent, education-first

Built around your life

Clear explanations. Objective recommendations. No quotas, no product push, no jargon—just advice that protects what matters and empowers every decision you make.

Why clients choose us

Clarity you can act on. Structure that stands the test of time.

We’re an independent advisory that connects personal and corporate finances into one coordinated plan—tax, insurance, investing, and estate—so the left hand always knows what the right is doing.

Plain-language advice, zero jargon

Right-sized risk management

Tax-aware from day one

Ongoing reviews as life changes

Our Story Meet Your Team

Advisor coordinating tax, insurance, investing, and estate planning with clients

Guiding Principles

Our financial philosophy is grounded in five core commitments

We believe confidence begins with clarity. Every conversation, structure, and strategy we build reflects these values—education first, integrity always, and a duty to do what’s right for you.

Transparency

Open communication and plain-language insight—so you always understand the reasoning behind every decision we make together.

Integrity

Ethical, client-first decision-making is non-negotiable. We lead with honesty, diligence, and unwavering accountability.

Professional financial team delivering tailored service

Professionalism

Decades of experience meet a culture of respect. We deliver tailored solutions with precision and discretion, every time.

Advisor educating clients about financial strategies

Education-First

Knowledge empowers confidence. We explain before we advise, equipping you to make informed, lasting financial choices.

Advisor representing client-first duty and protection

Best-Interest Duty

Our obligation is simple: act in your best interest—independently, transparently, and always with your goals at the center.

Team

Meet our team

Lucas Gil

Founder | Principal Advisor

Designs tax-efficient retirement income plans and evidence-based portfolios for families nearing or in retirement.

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Richard Chiu

Director of Operations

Helps households right-size insurance and build resilient cash-flow plans that support long-term goals.

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Leigh Grant

Director of Client Relations

Works with young families on RESP strategy, savings systems, and first-home planning with clear next steps.

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How We Work

From first consultation to continuous review

A clear, repeatable process with education at every step—so decisions are confident and aligned with what matters most.

No quotas No product push No jargon

Education-first, always

No quotas. No product push. No jargon — just clear choices and steady follow-through.

1First consultation

20–30 min relaxed chat to understand your picture and goals.
2Discovery

Gather context & documents; confirm timelines, constraints, priorities.
3Education & options

Side-by-side comparisons, trade-offs, and costs — plain language.
4Decide together

Align on the best-fit course of action and document next steps.
5Implementation

Coordinated execution with transparent timelines and updates.
6Continuous review

Regular check-ins, reporting, and adjustments as life evolves.